| Privacy
Policy
Your
Privacy is Our Concern
We recognize
the importance of protecting your personal information. We collect
and retain information about you to communicate with you, to process
your requests for products and services, and to inform you about
other services that may be of interest to you. Except as explained
here in our Privacy Policy, we do not sell nonpublic personal information
about current or former customers, nor do we share this type of
information with anyone other than our affiliates. The examples
in this Privacy Policy are illustrative only and are not intended
to be exclusive.
Information
We Collect
We collect the
following types of public and nonpublic personal information about
you:
Information
obtained from you on applications and other forms, and from other
sources used to process your request for one or more of our products
or services
Information
arising from your transactions with us, our affiliates or others
(e.g., your payment history, account balance and other transactional
information).
Information
obtained from consumer credit-reporting agencies (e.g., your credit
history and creditworthiness)
Who
We Share Your Information With and Why
Accept as discussed
herein, we will only share nonpublic personal information about
you with nonaffiliated third parties as permitted by law or with
your consent. We may disclose all of the information we collect,
as described above, to companies that perform marketing services
on our behalf or to other institutions with whom we have joint marketing
arrangements.
Sharing
Information With Affiliate
To provide you
with superior service, inform you of product and service opportunities
that may be of interest to you, and for other business purposes,
we may disclose all of the information we collect, as described
above, to affiliated companies.
Our
Customers
We restrict
access to nonpublic personal information about you to those employees
who need to know that information to provide products or services
to you. We maintain physical, electronic and procedural safeguards
that comply with federal standards to guard your nonpublic personal
information against unauthorized access or use.
Maintaining
the accuracy of your information is a shared responsibility. We
maintain the integrity of the information you provide us and will
update your records when you notify us of a change. You may contact
us here (please click here) concerning
your charges.
Please note
that by submitting your information to us, you are authorizing us
to share your information with our third-party business partners.
You are also authorizing these businesses to contact you directly
by e-mail and telephone with information about products or services
they offer that match your inquiry.
You expressly
consent to receive phone calls and email regardless of whether you
are on any Federal or state DNC (“Do Not Call”) and/or
DNE (“Do Not Email”) list or registry. Should you decide
to add your phone number or email address to any such list or registry
in the future, it shall remain your responsibility to inform us
and it’s third-party partners of your decision.
Updates
to Our Privacy Policy
We reserve the
right to change this policy at any time. We will only disclose your
name, contact information and our own transaction and experience
information to other financial institutions with which we have joint-marketing
arrangements. Otherwise, we will share information in accordance
with all of the practices described above.
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